1,2k+ Clients
2023
Covering the Full Spectrum of Financial Technology Services
We Listen, Assess Clearly, Advise Wisely & Act Fast
Innovation
We embrace advanced technology and forward thinking ideas to boost growth, enhance services, and consistently exceed client expectations.
Client Focus
We prioritise client needs, offering personalised solutions and building long-term relationships based on trust and respect.
Efficiency
We simplify financial processes through using streamlined systems, reducing delays and improving the overall client experience.
Expertise
Our experienced team delivers professional, informed guidance backed by deep industry knowledge and ongoing regulatory awareness.
You’ll Know What
Client Experiences That Speak for Themselves
“Finovate has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”
“Partnering with Finovate was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”
“I hired Finovate for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”
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From Finovate Experts
JB Capital Co – Frequently Asked Questions
Common questions on JB Capital Co.
1. What services does JB Capital Co offer?
We provide a range of financial solutions, including personal loans, employee loans, NCR business setup, credit life insurance, loan management systems, and compliance services for financial companies.
2. How do I apply for a loan?
You can apply online through our website or contact us directly. Once your application is submitted, our team will review your documents, conduct affordability and credit checks, and get back to you with feedback.
3. What documents do I need to apply?
You’ll need a valid South African ID, proof of residence (not older than 3 months), recent payslips or proof of income, and the last 3 months’ bank statements.
4. Do you assist clients with bad credit?
Yes. We assess each application individually. Even if you have a low credit score, we look at your affordability and repayment ability to find a solution where possible.
5. How quickly will I know if I qualify?
Most applications are processed within 24–48 hours, depending on how quickly we receive all required documents.
6. Do you only provide loans?
No. Beyond lending, we help businesses with NCR registration, compliance, employee financial solutions, and loan management systems in partnership with trusted providers.