We don’t get paid until you get paid.
At JB Capital Co, we believe debt collection should be firm, fair, and compliant. We take an interactive, client-focused approach—understanding your business, your debtors, and your recovery objectives.
Our goal is simple: recover what is owed to you while protecting your reputation and relationships.
And because we believe in performance-based partnerships:
We don’t get paid until you get paid.
Commission-Based Collections
We operate on a fee-only basis, charging solely for our time and expertise. This model eliminates any commission-based conflicts, aligning our success directly with your financial progress.
No Recovery, No Fee
As fiduciaries, we are legally obligated to prioritize your financial well-being above all else. This means every recommendation we make is based on what’s best for you, not for us. Our fiduciary duty ensures you receive advice that is unbiased.
Compliant & Ethical Processes
Every advisor at United Financial Planning Group proudly holds the prestigious CERTIFIED FINANCIAL PLANNER™, ensuring that every recommendation is made solely in your best interest. We are committed to transparency and integrity — never selling products or earning commissions, but focusing entirely on delivering unbiased financial guidance tailored to your goals.
Business & Personal Debt Collection
Protecting Your Cash Flow
Unpaid debt affects your cash flow, growth, and stability. At JB Capital Co, our experienced collections team works with you to recover outstanding accounts efficiently and professionally.
We tailor each recovery strategy based on debtor behaviour, age of debt, and risk—ensuring the highest chance of recovery while remaining compliant with South African regulations.
How Can Our Team Help You to Reach Your Goals
Understanding Your Portfolio
Schedule a free consultation with our collections specialist. We review your outstanding accounts, debtor profiles, and recovery objectives, and explain our process clearly and transparently.
Account Assessment & Strategy
We assess each account, verify documentation, and create a customised recovery strategy—ranging from amicable collections to structured settlements.
Active Debt Recovery
Our team engages debtors through compliant communication channels, negotiations, and follow-ups to secure payment or settlement.
Payment & Reporting
Once funds are recovered, you get paid—then we get paid. You receive clear reporting, updates, and recommendations for preventing future arrears.
